About Us



First National Bank of Moose Lake is a locally-owned, employee-owned independent community bank whose history actually dates back to October 20, 1919, one year after the devastating fire when most all of Moose Lake’s buildings were burned.  It was on that date that the Security State Bank was incorporated; then, on June 21, 1926, Security State was rechartered as First National Bank of Moose Lake and all the assets and liabilities passed on to First National.  At this time, First National acquired the Farmers State Bank building with its furniture and fixtures and moved into its new quarters.  This building had been built in 1920 and remained until it was razed in 1983, and the present First National Bank building was created on the same site at 400 Elm Avenue.  First National also acquired the assets and liabilities of the Farmers State Bank of Automba on July 16, 1927, and the assets and liabiliities of the Farmers State Bank of Kettle River on November 14, 1931.


First National Bank of Moose Lake has always been locally owned by quite a number of different families.  In 1988, an Employee Stock Ownership Plan (ESOP) was started.  We are proud to be a locally-owned/employee-owned community bank, and we believe our staff’s investment and commitment to the area serves our local communities well.


We provide our customers, consumer and commercial alike, with our tradition of personal, hometown service, along with 24/7 access to account information/transaction capability through free internet banking & bill pay and Dial-A-Bank services.