VISA INSTANT CASH CARD Available for all checking accounts Get cash from your checking/savings accounts 24 hours a day Use at our Market Place Foods ATM or at thousands of others VISA INSTANT CASH & CHECK CARD Most convenient way to write checks for purchases Not a credit card . . . all purchases come from your checking account Accepted anywhere you see the VISA logo Use it for cash access at ATMs 24 hours a day VISA BUSINESS INSTANT CASH & CHECK CARD Access to your business account 24 x 7 Receive detailed listing of each transaction on your monthly business checking statement Authorize employees for card use with set limits for purchases only All purchases made with additional cards appear on your monthly business checking statement Additional benefits also apply . . . ask for details ICBA/VISA TRAVEL MONEY CARD Instant issue, prepaid card usable at home and abroad, wherever Visa cards are accepted Eliminates necessity of carrying travelers cheques or large amounts of currency Available from $250 up to $10,000 ICBA/VISA GIFT CARD Instant issue, prepaid card usable anywhere Visa card are accepted Perfect gift for special occasions Available from $25 up to $500 VISA CREDIT CARD Convenient Available for consumers and businesses Use for credit purchases or cash advances Account information available 24 hours a day on secure Visa website Receive monthly billing statement MERCHANT CREDIT CARD PROGRAM Low origination fee Equipment and supplies can be purchased at bank's wholesale price Electronic and Touchtone Phone programs available Personal set-up assistance at no charge 24 Hour Help Desk