Rates effective as of 09/02/2010

Account Type	Minimum Deposit to Open Account	Minimum Balance* to Obtain Annual Percentage Yld.	Interest Rate	Annual Percentage Yield
Interest Checking	$1,000	$0	0.15	0.15
	$1,000	$2,500	0.25	0.25
Rewards Checking	$20,000	$20,000	0.50	0.50
Savings	$100	$100	0.25	0.25
Investors Money Market Savings	N/A	$0 - $9,999	0.25	0.25
	N/A	$10,000 - $24,999	0.50	0.50
	N/A	$25,000 - $49,999	0.70	0.70
	N/A	$50,000 - $99,999	0.80	0.80
	N/A	$100,000 or more	1.00	1.00

*Daily Balance (the amount of principal in the account each day)

Account Type	Minimum Deposit to Open Account	Minimum Balance* to Obtain Annual Percentage Yld.	Early Withdrawal Penalty	Interest Rate	Annual Percentage Yield
IRAs	$100	$100	3 mo.	2.00	2.02
3 Month CD	$1,000	$1,000	1 mo.	0.60	0.60
6 Month CD	$1,000	$1,000	3 mo.	0.70	0.70
6 Month CD	$10,000	$10,000	3 mo.	0.80	0.80
12 Month CD	$1,000	$1,000	3 mo.	1.00	1.00
24 Month CD	$500	$500	6 mo.	1.35	1.36
30 Month CD	$500	$500	6 mo.	1.50	1.51
36 Month CD	$500	$500	6 mo.	1.75	1.76
5 Year CD	$500	$500	6 mo.	2.25	2.27