Deposit Products

Regular Business Account

$10.00 Base charge

  •     $0.15 per debit item (each check you write)
  •      $0.05 per transit item (each check you deposit, not drawn on us)
  •        1.00% credit based on average collected balance, may be changed monthly (will not be paid above and beyond the total service charge)
 

Business Interest Checking

$10.00 Base charge

  •      $0.15 per debit item (each check you write)
  •      $0.05 per transit item (each check you deposit, not drawn on us)
  •      Pays .10% interest on collected balance ablove $2,500
  •      Pays .05% interest on collected balance below $2,500 but still maintaining at least $1,000 in the account
 
Statements for business are done the last day of each month.  We can mail them out or you may pick them up.
 
Images of your checks and deposit slips are returned to you each month with your statement.
 
You may either use personal-sized or business sized checks.  Deposit tickets are not included with all check orders, so you may have to order them separately.
 
If your check/item is returned for nonsufficient funds (NSF) and overdraft balance at the end of business day is:
                                                           $30.00 or less:  returned check/NSF fee of $14.00 (per item)
                                                            More than $30.00:  returned check/NSF fee of $28.00 (per item)
 
$4.00 charge on returned checks.  No charge for items automatically resubmitted for payment on the first return (without charge back).
 
**Any entities organized or operated for profit, including corporations, partnerships, limited liability companies, associations, business trusts, or other organizations, are prohibited from owning interest bearing checking accounts.  It may be possible for a husband/wife partnership to do so.  Contact compliance officer for approval or with any questions.