CHECKING
- Write all the checks you need
- Instant cash or Instant Cash & Check card available*
- Interest is earned on your daily collected balance
- No monthly service charge when you maintain required account balance(s)
- Check images available with statement upon request
- Free and discounted bank “rewards” available with qualifying minimum balance
*On approved application
- Write all the checks you need
- Instant Cash or Instant Cash & Check Card available*
- Interest is earned on your daily collected balance
- No monthly service charge when you maintain a $1,000 minimum balance
- Check images available with statement upon request
*On approved application
- Write all the checks you need
- Instant Cash or Instant Cash & Check Card available*
- Interest is earned on your daily collected balance
- No monthly service charge
- No minimum balance
- Check images available with statement – fees may apply
*On approved application
- Available to students 23 years old or younger with 3/4 to full time student status
- Write all the checks you need
- Instant Cash or Instant Cash & Check Card available*
- Incentives and rewards available
- Images available with statement – fees may apply
*On approved application
SAVINGS
Investors Money Market Savings
- Tiered rate account …. higher balances earn higher rates
- Interest paid monthly
- Your money is always available
- Easy access ….. your money is always available
- Earns daily interest when balance is over $100
- Available to children up to and including 17 years of age
- Earn bonus deposits
- No minimum balance to earn daily interest
- Available to children up to and including 17 years of age
- Internet based school savings program endorsed by the U.S. Department of Education
- No minimum balance to earn daily interest
- Variety of maturities available
- Interest rate based on market rates at time of purchase
- Earn interest on your daily balance
- Penalty for early withdrawal
Individual Retirement Accounts (IRA)
- A “basic” retirement planning toll
- Available to those who have earned income, either employed by others or self-employed
- Annual contribution limits
- Traditional, Roth and Simplified Employee Pension (SEP) plans available
Please see our Truth in Savings disclosure for more details on account offerings
ICS Insured Cash Sweep
Click on the icon below to learn how to access multi-million dollar FDIC insurance coverage, earn interest on funds placed into money market deposit accounts and maintain access to these funds. All from First National Bank of Moose Lake.




