Deposit Accounts

Standard Business Account $10.00 Base charge

  •     $0.15 per debit item (each check you write)
  •      $0.05 per transit item (each check you deposit, not drawn on us)
  •      You will receive a 1.00% credit based on average collected balance, not to exceed the total service charge
 

Business Interest Checking $10.00 Base charge

  •      $0.15 per debit item (each check you write)
  •      $0.05 per transit item (each check you deposit, not drawn on us)
  •      The interest rate is 0.10% the annual percentage yield (APY) is 0.10% on collected balance of $2,500 and above
  •      The interest rate is 0.05% the annual percentage yield (APY) is 0.05% on collected balance below $2,500
 
Rates Accurate as of January 2, 2015
 
Fees may reduce earnings
 
Rates may change after account is opened
 
Statements for business are done the last day of each month.  We can mail them out or you may pick them up.
 
Images of your checks and deposit slips are returned to you each month with your statement.
 
You may either use personal-sized or business sized checks.  Deposit tickets are not included with all check orders, you may have to order them separately.
 
If your check/item is returned for nonsufficient funds (NSF) and overdraft balance at the end of business day is:
                                    $30.00 or less:  returned check/NSF fee of $15.00 (per item)
                                      More than $30.00:  returned check/NSF fee of $30.00 (per item)
 
$4.00 charge on returned checks.  No charge for items automatically resubmitted for payment on the first return (without charge back).