ID TheftSmart

Are you concerned about identity theft? Are you unsure of what to do if your identity is stolen? First National Bank of Moose Lake and Kroll Fraud Solutions, the leading provider of identity theft and fraud investigation services, have partnered together to bring the ID TheftSmart™ Consultation/Restoration with Triple Bureau Credit Monitoring service to you. ID TheftSmart can help give you peace of mind.


ID TheftSmart™ has triple bureau credit monitoring and is designed to provide alerts if you ever experience unusual activity on your credit report. Through this service, you will receive alerts when one of the following activities is detected on your credit report:

  • New account opening
  • Credit inquiries
  • Payment delinquency
  • Public record changes
  • Change of address

Alerts are available online via email. Online delivery alerts are provided on a daily basis and notification of no activity is delivered on a monthly basis.


ID TheftSmart™ also includes restoration and is your answer in the event your identity is ever compromised. Investigators will work on your behalf to restore and preserve your identity. Not only will you receive full service identity restoration from a licensed experienced investigator should you become a victim, but you will also have a resource to help answer questions or provide guidance on security and fraud related concerns, in order to head off possible issues before they materialize.

If your identity is stolen, licensed ID TheftSmart™ investigators will:


  • Confirm identity fraud and determine its nature and scope
  • Assist in obtaining a police report
  • Provide a tri-merged credit report and perform full non-credit searches
  • Work on your behalf until ALL identity theft issues have been verifiably resolved
  • Place seven-year fraud victim statements with credit reporting agencies, when applicable

The price of ID TheftSmart™ with triple bureau Credit Monitoring service is $8 per person/per month.

If you think you are a victim of identity theft, contact First National Bank at 218-485-4441 and an ID TheftSmart™ Investigator will be assigned to you.


To guarantee coverage, you must be signed up prior to any incident of identity theft.

If you would like more information on how you can add the security and protection of the ID TheftSmart™ Consultation/Restoration with Triple Bureau Credit Monitoring service, please contact First National Bank at 218-485-4441.