*** Updated Regulation E Disclosure, as of November 19, 2025***

Know YOUR rights and responsibilities

Electronic Funds Transfer Disclosure

This disclosure contains important information concerning electronic funds transfers, such as automatic credits and debits to your account, as well as electronic funds transfers through electronic terminals. The electronic funds transfers we are capable are handling for consumers are indicated below, some of which may not apply to your account. Some of these may not be available at all terminals. Please read carefully as this disclosure explains your rights and obligations for applicable transactions. We recommend you keep a copy for future reference.

To view the full Regulation E disclosure, please click on the link below.

THE FIRST NATIONAL BANK OF MOOSE LAKE
400 ELM AVENUE
MOOSE LAKE, MINNESOTA 55767
218-485-4441 OR TOLL FREE 866-333-4441
Member FDIC