Business Checking

Standard Business Account 

$10.00 Base charge

  • $0.15 per check written
  • $0.05 per transit item (each check you deposit, not drawn on us)
  •  You will receive a 1.00% credit based on average collected balance, not to exceed the total service charge

Business Interest Checking 

$10.00 Base charge

  • $0.15 per debit item (each check you write)
  • $0.05 per transit item (each check you deposit, not drawn on us)
  • The interest rate is tiered
    • The interest rate is 0.05% and the annual percentage yield (APY) is 0.05% on the collected balance of $2,499 or below
    • The interest rate is 0.10% and the annual percentage yield (APY) is 0.10% on the collected balance of $2,500 and above

 Rates Accurate as of October 15, 2020. Fees may reduce earnings. Rates may change after account is opened. Statements for business are done the last day of each month.  We can mail them out or you may pick them up. Images of your checks and deposit slips are returned to you each month with your statement. You may either use personal-sized or business sized checks.  Deposit tickets are not included with all check orders, you may have to order them separately. If your check/item is returned for nonsufficient funds (NSF) and overdraft balance at the end of business day is:

  • $30.00 or less: returned check/NSF fee of $15.00 (per item)
  • More than $30.00: returned check/NSF fee of $30.00 (per item)

$4.00 charge on returned deposited checks.  No charge for items automatically resubmitted for payment on the first return (without charge back).