Checking & Savings
Rates accurate as of October 1, 2026. Fees may reduce earnings.
| Account Type | Minimum Deposit to Open | Minimum Balance to Obtain APY* | Interest Rate | APY* |
|---|---|---|---|---|
| Interest Checking | $1,000 | $0.00 | 0.15 | 0.15 |
| $2,500 | 0.25 | 0.25 | ||
| Rewards Checking | $20,000 | $20,000 | 0.50 | 0.50 |
| Savings | $100 | $100 | 0.15 | 0.15 |
| Investors Money Market Savings | $10,000 | $0 – $9,999 | 0.75 | 0.75 |
| $10,000 – $24,999 | 0.80 | 0.80 | ||
| $25,000 – $49,999 | 0.85 | 0.85 | ||
| $50,000 – $99,999 | 0.95 | 0.95 | ||
| $100,000 or more | 1.20 | 1.20 |
*APY= Annual Percentage Yield
Rate may change after account is opened.
Certificate of Deposit (CDs) & Individual Retirement Account (IRAs)
Rates accurate as of October 1, 2026. Fees may reduce earnings.
| Account Type | Minimum Deposit to Open | Minimum Balance to Obtain APY | Early Withdrawal Penalty | Interest Rate | APY* |
|---|---|---|---|---|---|
| 3 Month CD | $1,000 | $1,000 | 1 month | 2.00 |
2.01 |
| 6 Month CD | $1,000 | $1,000 | 3 month | 3.45 | 3.50 |
| 12 Month CD | $1,000 | $1,000 | 6 month | 3.45 | 3.50 |
| 24 Month CD | $500 | $500 | 1 year | 3.55 | 3.60 |
| 30 Month CD | $500 | $500 | 1 year | 3.55 | 3.60 |
| 36 Month CD | $500 | $500 | 1 year | 3.55 | 3.60 |
| 5 Year CD | $500 | $500 | 18 month | 3.55 | 3.60 |
| IRA | $100 | $100 | 6 month | 3.55 | 3.60 |
| 7 Month CD Special | $25,000 | $25,000 | 3 month | 4.04 | 4.10 |
| 13 Month CD Special | $25,000 | $25,000 | 6 month | 4.14 | 4.20 |
*APY = Annual Percentage Yield
A penalty may be imposed for early withdrawal.
