Rates

Checking & Savings

Rates accurate as of January 1, 2023. Fees may reduce earnings.

Checking & Savings
Account Type Minimum Deposit to Open Minimum Balance to Obtain APY* Interest Rate APY*
Interest Checking $1,000 $0.00 0.15 0.15
$2,500 0.25 0.25
Rewards Checking $20,000 $20,000 0.50 0.50
Savings $100 $100 0.15 0.15
Investors Money Market Savings $10,000 $0 – $9,999 0.75 0.75
$10,000 – $24,999 0.80 0.80
$25,000 – $49,999 0.85 0.85
$50,000 – $99,999 0.95 0.95
$100,000 or more 1.00 1.00

*APY= Annual Percentage Yield

Rate may change after account is opened.

Certificate of Deposit (CDs) & Individual Retirement Account (IRAs)

Rates accurate as of January 1, 2023. Fees may reduce earnings.

CDs & IRAs
Account Type Minimum Deposit to Open Minimum Balance to Obtain APY Early Withdrawal Penalty Interest Rate APY*
3 Month CD $1,000 $1,000 1 month 1.40

1.41

6 Month CD $1,000 $1,000 3 month 1.50 1.51
12 Month CD $1,000 $1,000 6 month 3.10 3.14
24 Month CD $500 $500 1 year 2.80 2.83
30 Month CD $500 $500 1 year 2.50 2.52
36 Month CD $500 $500 1 year 2.50 2.52
5 Year CD $500 $500 18 month 2.70 2.73
IRA $100 $100 6 month 2.50 2.52

*APY = Annual Percentage Yield

A penalty may be imposed for early withdrawal.