Rates

Rates Accurate as of January 2, 2015 

Fees may reduce earnings.

Account Type Minimum Depost to Open Account Minimum Balance* to Obtain Annual Percentage Yield

Early Withdrawal Penalty

Interest Rate Annual Percentage Yield
IRAs $100.00 $100.00 3 month 1.00 1.00
3 Month CD $1,000 $1,000 1 month 0.20 0.20
6 Month CD $1,000 $1,000 3 month 0.25 0.25
6 Month CD $10,000 $10,000 3 month 0.30 0.30
12 Month CD $1,000 $1,000 3 month 0.50 0.50
24 Month CD $500.00 $500.00 6 month 0.70 0.70
30 Month CD $500.00 $500.00 6 month 0.80 0.80
36 Month CD $500.00 $500.00 6 month 1.05 1.05
5 Year CD $500.00 $500.00 6 month 1.50 1.51

Certificate of Deposit (CD)

**Interest credit based on average collected balance, may be changed monthly (will not be paid above and beyond total service charge)

Rate may change after account is opened

 

Account Type

 

Minimum Deposit to open account

Minimum Balance* to obtain Annual Percentage Yield

 

Interest Rate

Annual Percentage Yield
Interest Checking 1,000 $0.00 0.05 0.05
1,000 $2,500 0.10 0.10
Rewards Checking 20,000 $20,000 0.20 0.20
Savings 100.00 $100.00 0.10 0.10

Investors Money Market Savings

10,000 $0 – $9,999 0.10 0.10
N/A $10,000 – $24,999 0.15 0.15
N/A $25,0000 – $49,999 0.20 0.20
N/A $50,000 – $99,9999 0.25 0.25
N/A $100,000 or more 0.30 0.30
Regular Business Checking** $100.00 $100.00 1.00 1.00
Business Interest Checking $1,000 $1,000 – $2,500 0.05 0.05
$1,000 $2,500 or more 0.10 0.10
Low Volume Business Checking $500.00 N/A N/A

N/A