President’s Message

As most of us expected, the COVID-19 virus is still having a major impact in our lives and how we do business. We are very pleased to have kept our lobbies open and be able to serve our customers as needed. We have continued to work hard to provide a safe environment in our buildings and follow all the protocols for COVID-19. For everyone’s safety, we encourage you to use our drive ups, night drops, and electronic banking options when it makes sense for you to do so.

While I am personally a bit old fashioned, technology continues to shape our lives and how we do business. I miss not getting a daily newspaper delivered to my house that I can hold and read. But fewer and fewer people feel as I do, so my newspaper has gone away, and we are likewise finding the need to change to an electronic newsletter next quarter. We will be able to provide information more often and more timely with an electronic format. You will find our electronic newsletter on our website at

Speaking of technology, we are planning to offer several enhancements to you in 2021 that we are excited to announce. Please be looking for those announcements, most of them scheduled for later in the year.

I hope you had a wonderful holiday season with your family and friends. We thank you for your business and support again this past year, and as always, we will continue to do everything we can to earn your trust and your business in the years ahead. On behalf of the directors and staff, I wish you all the best in 2021.

Larry Peterson - CEO
Larry D. Peterson, President