Deposit Rates

Checking & Savings

Rates accurate as of January 2, 2018. Fees may reduce earnings.

 

Checking & Savings
Account Type Minimum Deposit to Open Minimum Balance to Obtain APY* Interest Rate APY*
Interest Checking $1,000 $0.00 0.10 0.10
$2,500 0.15 0.15
Rewards Checking $20,000 $20,000 0.25 0.25
Savings $100 $100 0.15 0.15
Investors Money Market Savings $10,000 $0 – $9,999 0.10 0.10
$10,000 – $24,999 0.20 0.20
$25,000 – $49,999 0.30 0.30
$50,000 – $99,999 0.40 0.40
$100,000 or more 0.50 0.50
Regular Business Checking** $100 $100 1.00 1.00
Business Interest Checking $1,000 $1,000 – $2,500 0.05 0.05
$2,500 or more 0.10 0.10
Low Volume Business Checking $500 N/A N/A N/A

*APY = Annual Percentage Yield

**Interest credit based on average collected balance, may be changed monthly (will not be paid above and beyond total service charge). Rate may change after account is opened.

A penalty may be imposed for early withdrawal

CDs & IRAs

Rates accurate as of January 2, 2018. Fees may reduce earnings.

CDs & IRAs
Account Type Minimum Deposit to Open Minimum Balance to Obtain APY Early Withdrawal Penalty Interest Rate APY*
IRA $100 $100 3 month 1.35 1.36
3 Month CD $1,000 $1,000 1 month 0.40 0.40
6 Month CD $1,000 $1,000 3 month 0.45 0.45
6 Month CD $10,000 $10,000 3 month 0.50 0.50
12 Month CD $1,000 $1,000 3 month 0.80 0.80
24 Month CD $500 $500 6 month 1.10 1.10
30 Month CD $500 $500 6 month 1.20 1.21
36 Month CD $500 $500 6 month 1.35 1.36
5 Year CD $500 $500 6 month 1.75 1.76

Certificate of Deposit (CD)

Individual Retirement Account (IRA)

Rate may change after account is opened

*APY = Annual Percentage Yield

A penalty may be imposed for early withdrawal