Deposit Rates

Rates accurate as of January 2, 2015.  Fees may reduce earnings.

 

Account Type Minimum Deposit to Open Minimum Balance to Obtain APY* Interest Rate APY*
Interest Checking $1,000 $0.00 0.05 0.05
$2,500 0.10 0.10
Rewards Checking $20,000 $20,000 0.20 0.20
 Savings $100 $100 0.10 0.10
 Investors Money Market Savings $10,000 $0 – $9,999 0.10 0.10
$10,000 – $24,999 0.15 0.15
$25,000 – $49,999 0.20 0.20
$50,000 – $99,999 0.25 0.25
$100,000 or more 0.30 0.30
Regular Business Checking** $100 $100 1.00 1.00
Business Interest Checking $1,000 $1,000 – $2,500 0.05 0.05
$2,500 or more 0.10 0.10
Low Volume Business Checking $500 N/A N/A N/A

*APY = Annual Percentage Yield

**Interest credit based on average collected balance, may be changed monthly (will not be paid above and beyond total service charge).  Rate may change after account is opened.

A penalty may be imposed for early withdrawal

Rates accurate as of January 2, 2015.  Fees may reduce earnings.

Account Type Minimum Deposit to Open Minimum Balance to Obtain APY Early Withdrawal Penalty Interest Rate APY*
IRA $100 $100 3 month 1.00 1.00
3 Month CD $1,000 $1,000 1 month 0.20 0.20
6 Month CD $1,000 $1,000 3 month 0.25 0.25
12 Month CD $1,000 $1,000 3 month 0.50 0.50
24 Month CD $500 $500 6 month 0.70 0.70
30 Month CD $500 $500 6 month 0.80 0.80
36 Month CD $500 $500 6 month 1.05 1.05
5 Year CD $500 $500 6 month 1.50 1.51

Certificate of Deposit (CD)

Individual Retirement Account (IRA)

Rate may change after account is opened

*APY = Annual Percentage Yield

A penalty may be imposed for early withdrawal